Just as one acquires wealth by the pursuit of agriculture, business or profession, one must acquire merit and Divine Grace by adhering to neethi (morality) and Dharma (righteousness). However, Dharma alone is not enough. While Dharma leads to right action, it is necessary also to acquire Jnaana. True knowledge consists in understanding the unity that underlies the Cosmos. All the sufferings and problems in life arise from the sense of duality. Once the feeling of 'I' and 'mine' is got rid of, Consciousness of the all-pervading Divinity will be realized.

- Divine Discourse, January 19th, 1984.

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